Debt

June 17, 2025
The 5 Best (and Worst) Times to Use a Credit Card 

Credit cards can feel overwhelming or risky. When we put more on the cards than we can pay off, interest can add up quickly. But sometimes credit cards can be a wise choice. This guide helps you recognize when a credit card can help you, and when it might hurt.  The 5 Best Times to…

June 10, 2025
Cash Advance Alternatives: Where to Turn When Money is Tight

Sometimes, there is more month than money. If you find yourself in this position, it can be hard to know where to turn. Often, people turn to Cash Advances or FinTech (Financial Technology) products to bridge the gap. These solutions include: These options can offer easy access to funds in the short term. But in…

April 29, 2025
Money Prompts: How to Use AI to Save Money

AI tools are popping up everywhere these days, and while some people enjoy playing around with them, many of us are still wondering how this actually helps in real life. If you’re focused on making ends meet, paying down debt, or just trying to get through the week, using artificial intelligence (AI) might not feel…

April 08, 2025
Overcoming Tax Fear: What to Do If You Have Been Avoiding Taxes

Introduction The IRS estimates that roughly 10 million people don’t file their taxes each year. If you have been avoiding your taxes, you’re not alone. This avoidance is commonly known as tax fear. Tax fear is the anxiety or avoidance behavior stem...

June 04, 2025
Buy Now, Pay Later Uncovered: Members Share the Benefits and Hidden Risks

Buy Now, Pay Later (BNPL) products are becoming more widely used, so we set out to learn how members are using them—and what potential pitfalls to be aware of.  At SaverLife, we spoke with members who’ve used BNPL to navigate both opportunity ...