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Tips for a first time credit card user

Started by Lindsey C.
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Lindsey C.

I've never had a credit card before. What are some tips on choosing a credit card (I'm 20 with a 578 credit score) and making sure I don't go over my head

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Elena B.

Get a card without an annual fee, do not charge more than 30% of your credit limit, and be sure to pay off the entire balance each month.

S

Shannon P.

Paying off the balance in full each month will help boost your credit

A

Ashley M.

Get a card without an annual fee, do not charge more than 30% of your credit limit, and be sure to pay off the entire balance each month.

This right here!

J

Jaquisha C.

I don't know If I can get a credit card I don't have enough credit so what are some credit cards that's really good to use

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Jess P.

I have horrible credit only because of hospital bills that I couldn't help paying and now I've been stuck with this credit score for a long time .. what kind of card can I get , what should I do to up my score ?
Thank you .

Deleted user

pay your balance in full every month - if you can't pay it all, then you are misusing the card and digging yourself in to a hard hole to get out of

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Christin B.

hey guys I'm new to this and I'm thinking about maybe in the future get me a credit card but I haven't really decided on it if anybody got some tips on first time user or even think about opening up one with some suggestions thanks

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