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Rosette Pauline V A.
How can somebody improve his or her credit after bankruptcy and getting ready to buy a house?
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How can somebody improve his or her credit after bankruptcy and getting ready to buy a house?
Pay all bills in full and on time and wait it out. Time is a big factor. Eventually, the bankruptcy will be so far in the past its effect on your creditworthiness will be greatly diminished.
Although a bankruptcy will technically remain on your credit history for 10 years, its effect on your score and ability to get credit will be diminished much faster than that - make sure you don't miss any payments or make any late payments, and you'll see your score increase consistently over time. I recommend checking it at creditkarma.com or a similar site.
Making sure you’re paying your bills on time, every time is a good way to start.